“California Bankruptcy Attorneys make a painful process almost painless. They were very accessible re: any questions we had and very reassuring through the whole process. When we went to court, Fraley’s clients were the only clients not contested by creditors. Thank you.”

Mr. & Mrs. Gabriel S.

7/10/00

"I would like to commend you for your extremely professional and obviously high level of expertise and help in resolving my family's bankruptcy issues. You took the time to understand the whole situation, expain all of the options available to us, and give us a comprehensive analysis of the costs and procedures invlovled. The most impressive part of the service you gave us was the realistic advice that it seemed less expensive to pay off the credit cards rather than undergo the expense and ordeal of bankruptcy.

"I am so thrilled with the advice that you gave us, not charging any fees for the hour and half conversation and then your suggestion that it would cost more to file bankruptcy due to the complicated matters of the home ownership, mobile home ownership, realtives involvement, etc. that it was the simplest and cheapest solution to a problem.

"You saved us so muc aggravation, time and money that I can't thank you enough for all your help. . . .

"I can't thank you enough. Thank you for being onthe internet and all the service you provide."

Mr. & Mrs. O., Granada Hills, CA

"Everyone at Fraley & Fraley was helpful and understanding. I didn't feel as if I was a "loser" who couldn't get my act together. The whole process was easy, with my attonrey taking me step-by-step through the whole process. I know I must of drove him nuts with all my questions, concerns, and troubles, but he was flexible and communicative and very patient."

N.H. Vacaville, CA 7/5/00.

"Gary: I want to thank you and your staff for a very professional job in doing our bankruptcy. You all helped ease the tension and feelings of guilt in going through this ordeal. I will recommend you definitely to all my friends and acquaintances, if any are needing your help in time of hardship. I was impressed in your prepartion and completeness."

"Again, thank you and God Bless!! Mr & Mrs. Alex C. 4/18/01

"I would like to than Fraley & Fraley for the way they assisted me in my Bankruptcy. They made me feel at-ease, . . . they kept me informed . . . and many people go through the same thing. I especially would like to than Roger Steele who was very thorough and kept me informed as to what to expect each step of the way. Thanks again for assisting me.

John G., 4/18/01

"Dear Fraley & Fraley, I was most pleased with my experience with my bankruptcy proceedings. When I came to your office I felt like I was a failure, unable to complete his obligations. You helped me to see how the system puts you in that position and how to avoid it in the future. Everyone in your firm was friendly and informative. Thanks to you, I can finally move forwardino my future instead of just keeping my head above water."

Douglas B., Sacramento, CA 8/8/00

"Dear Fraley & Fraley: We greatly appreciate you help in representing us in our recent Chapter 7 bankruptcy case. Your expertise in this field coupled with your good judgment and sound strategy have softened the financial crisis that we were facing at the time, allowing us to direct our available financial resources to the most important matters such as maintaining our house's mortgage payment and putting decent food on the table. This gave us the breathing room that we desperately need since we were facing litigation and wage garnishments from some of our creditors. Your perfect advise on how to properly handle and protect our most important assets especially our house, vehicles, retirement savings and extra cash that we carry in our bank accounts, has helped us ease the pain towards rebuilding our finances.

"Today, a month after the discharge of our bankruptcy case, all of our assets are still with us, our faith with the U.S. Bankruptcy Protection Laws has been strengthened, and most of all, while we are in the process of rebuilding our finances, our lives are back on track.

"Your handling of our case has been superb. Your office is on top of my list for referrals. Thank you very much and regards to every member of you staff for a job well done."

Mr. & Mrs. B. A., Vacaville, CA 7/29/00

"Thank you. My wife and I appreciate the services you gave us. In solving our financial problems. We don't know where to begin to describe how thankful we are for helping us in our bankruptcy. You provided us with excellent service. . . . I will gladly recommend Fraley & Fraley to anyone that needs help."

Mr. & Mrs. E. D., Fairfield, CA 94533

"My wife and I wish to express our appreciation for the most efficient and effective manner you and your staff processed our Petition for Bankruptcy, from inception to final discharge. In particular we deeply appreciated Roger Steele, our case manager, for carefully reviewing each step personally with us. The voluminus petition was professionally.