August 30,1999

I sincerely thank you for your help in my time of need. I have already recommended you to others considering this option. Below is a statement I hope is adequate.

The decision to file bankruptcy was one of the most difficult of my life. The people at Fraley & Fraley were sensitive and informative, guiding me through preparation, court proceedings and post filings. I highly recommend them to anyone faced with similar financial difficulties.

Sincerely,
Mary E.
Vallejo, CA

January 13, 2000

I was really happy with your services and help concerning our bankruptcy. You deal with the company that was hassling us. You was quick in getting our case to court so we could get this cleared up as soon as possible. We really thank you for helping us with all our questions also.

Sincerely,
Mr. and Mrs. A.M.
Suisun City, CA

September 07,1999

Yes indeed it has been quite a relief after you helped me with my bankruptcy. I would highly recommend you to any body who would like to file for bankruptcy. It was also the reason why I had my mother's bankruptcy services referred to you because I was very impressed with the way you handled my filing of bankruptcy.

I would also like to extend my thanks to Attorneys Martin & Grossman for giving me a free consultation to discuss about what the pro's & con's on filing bankruptcy and they gave me pamphlets that there's life after bankruptcy. Recently, we just purchased 2 automobiles, (although w/high interest rates) but at least some companies still would loan us or finance our cars after bankruptcy.

Thank you again atty. Fraley & Fraley. I will keep you in mind and tell people about your excellent services.

Sincerely,
Ms. T.S.
Vacaville, CA.

January 07,2000

Fraley & Fraley

This is to thank you for all your assistance in filing and representing me in my bankruptcy. Declaring bankruptcy was my last resort and I can now breathe again without worrying about who is hassling and writing me about my accounts

I appreciate your time and effort and will refer friends and family to you if the need occurs.

Sincerely,
Nikki, A
North Highlands, CA

August 10,1999

The bankruptcy was handled well. Your were willing to work with me and answer a great deal of the questions I had about the bankruptcy. Even after the filing you kept answering questions for me about how the bankruptcy might affect a financial decision I might make

Sincerely,
Mr. and Mrs. B. C.
Dixon, CA

"Thank you for your help and going the extra mile during this very tough time for us. We appreciated the caring support and professionalism getting the job done with our bankruptcy. We especially appreciated it when Gary told us that a lot of hard working, good people sometimes get stuck with not much choice but to file. It does not make us bad people.

"We were able to save our house so now we can start over and wiser and more careful."

Mr & Mrs. M. T., 7/31/00

"Gary - Thank you for assisting us in the bankruptcy process. It was a very emotional, stressful experience, but it was definitely worth the effort. Personally, it was a relief to hear your beliefs about our right to claim bankruptcy."

Mike V., 6/23/00

"My wife and I want to thank you for y our helpful guidance through our bankruptcy proceedings. You made one of the most perplexing situations of our life together into one that turned our lives from being of benefit to our creditors to being of benefit to ourselves.. Thank you for simplifying the complex. Thank you for being there."

R. P. Truckee, 2/23/00